Citizen Journalism Disclaimer & Terms of Use

This website and its contents are published for investigative, informational, and public interest purposes under the principles of citizen journalism. The materials presented herein — including but not limited to documents, timelines, commentary, and analysis — are the result of independent research, aggregation of publicly available information, and first-hand accounts from individuals directly involved in the matters described.


1. No Legal Advice or Professional Opinion

Nothing on this website constitutes legal advice, financial advice, or professional opinion. Readers are encouraged to consult with qualified legal counsel or financial advisors regarding any matters discussed here.

2. Allegations and Claims

This website reports on allegations, complaints, documents, and statements made by investors, whistleblowers, legal filings, and other sources. Many of the matters described are the subject of ongoing investigations, legal proceedings, or regulatory review. Unless expressly stated as a verified fact, all descriptions of misconduct, fraud, breach of duty, or illegal activity are presented as allegations or claims attributed to identifiable sources.

The use of terms such as "alleged," "it is said," "investors claim," "according to documents," or "purported" is intentional and reflects that these matters have not been finally adjudicated by a court of law or regulatory body unless specifically noted.

3. Presumption of Innocence

All named individuals and entities are presumed innocent of any criminal or civil wrongdoing unless and until proven otherwise by a competent court or regulatory authority. This website does not intend to state or imply that any person or entity has committed a crime or civil wrong, but rather reports on the existence of accusations, legal actions, and publicly documented concerns.

4. Freedom of Speech & Public Interest

This publication operates under the protection of freedom of speech, freedom of the press, and the principle of citizen journalism. The content serves a legitimate public interest by:

  • Exposing potential financial misconduct;
  • Alerting other investors to risks;
  • Holding powerful actors accountable;
  • Facilitating transparency in financial markets.

No malice or intent to harm the reputation of any individual or entity is intended. Any errors or omissions will be corrected promptly upon notification.

5. No Liability for Third-Party Content

This website may link to third-party documents, news reports, court filings, or other external sources. The inclusion of such links does not constitute an endorsement of their accuracy or legality. The publisher assumes no responsibility for the content of external websites or documents.

6. Defamation & Fair Comment

The publisher makes every effort to ensure accuracy, fairness, and balance. If any person or entity believes that content published on this website is defamatory, false, or otherwise unlawful, they are invited to contact the publisher immediately so that the matter may be reviewed and, if appropriate, corrective action taken — including retraction, clarification, or removal of content.

7. Reporting of Financial Crimes

Where this website reports on potential financial crimes — including fraud, embezzlement, regulatory violations, or breaches of fiduciary duty — it does so in good faith based on available evidence and source materials. The publisher encourages readers to report any suspected criminal activity to the appropriate law enforcement or regulatory authorities in the relevant jurisdictions.

8. Jurisdictional Notice

This website is published for global readership. Defamation laws vary significantly by country. Nothing here is intended to violate any applicable law. If access to this website or its contents is illegal in your jurisdiction, you should not view or use it.

9. Right of Response & Correction Policy

In the interest of fairness, accuracy, and ethical journalism, this website grants a Right of Response to any individual, entity, or organization that is specifically named or explicitly identified in our reporting.

9.1 How to Exercise Your Right of Response

If you believe that any statement of fact published on this website regarding you or your organization is false, misleading, or omits necessary context, you may request a response by emailing FANresponse@proton.me with the subject line: "Right of Response Request."

Your request must include:

  • Your full name and capacity (e.g., "representative of [Entity Name]").
  • The specific URL(s) and language you dispute.
  • A clear statement of the alleged inaccuracy.
  • The factual correction you are requesting, including any supporting evidence.

9.2 Publication of Responses

Upon verification of good faith and relevance, the website will publish a summary of your response or your full statement in a dedicated "Clarifications & Responses" section. The original content will remain published but will be annotated with a visible editor's note linking to your response.

9.3 Corrections and Retractions

If we determine that our original reporting contained a verifiable factual error, we will issue a prominent correction. If a dispute cannot be resolved factually, we will note the disagreement and publish both positions.

9.4 No Requirement to Remove Content

This website does not agree to remove accurate, lawfully obtained, and publicly relevant information merely because it is critical of a person or entity. The Right of Response is a mechanism for adding context, not censoring reporting.

9.5 Good Faith Requirement

Abusive, threatening, or frivolous requests may be denied or made public. The publisher reserves the right to publish any communication received, including legal threats, in the interest of transparency.

10. Contact for Legal or Factual Concerns

Email: FANresponse@proton.me
Please include "Right of Response" in the subject line for timely handling.

This disclaimer is not an admission that any content is defamatory or untrue, but rather a good-faith effort to operate transparently, ethically, and within the bounds of lawful citizen journalism.